Dhani is a unique and first of its sort private loan application. It provides instant home, personal and vehicle loan to individuals. The amount of loan can vary from rupees 1,000 to 15,00,000. The amount of loan sanctioned would be transferred to the person’s bank salary account using the Aadhaar card. Undoubtedly this application has made the work of availing loan much more simple and easy.
Features of Indiabulls Dhani Instant Personal Loan application
- Low interest rates – all the aspirations and dreams can be turned into reality as this application sanctions the loan starting the at the interest rate of 11.99%
- Instant money into the bank account – the amount of loan sanctioned to the individual would be directly and instantly transferred into their bank accounts.
- Aadhaar card for verification – there is no more need of submitting a lot of documents to apply for the loan. Dhani just demands the Aadhaar card for verification. In short span, a person can avail personal loan instantly just by using their Aadhaar card.
- No requirement of uploading documents – Dhani is famous for aggravating free way to avail the personal loan for meeting all the financial requirements. Hence, it doesn’t ask for any sort of documents to be uploaded for validating loan amount.
- Zero pre-payment charges – in case the amount of loan is below 20,000 then there are no pre-payment charges. Therefore if the person gathers are the re-payment amount before maturity date then they can submit it and finish-off their loan accounts without paying a single extra penny for pre-payment.
- Apply, receive and manage personal loan from your smartphone – using the Dhani application is quite easy, simple and convenient. Using it a person can apply for the loan, receive the sanctioned amount in their bank account and even manage the personal loan.
How does it work?
In order to get a loan from this application, the person needs to download the Dhani application from the Play store or App store as per device specifications. Once an individual is done with downloading with Dhani app, they need to get ready for receiving personal loan amount by follows below stated steps –
I – Enter the amount of loan
II – Provide the details of Aadhaar card
III – Receive money into the bank account
An individual can sanction the Indiabulls Dhani Instant Personal Loan for absolutely anything, the topmost reasons for getting the personal loan are –
- Getting married
- Higher studies
- Setting-up business
- Traveling
- Medical requirements
Most importantly, if the amount of loan is bigger than 20,000 than Indiabulls Dhani Instant Personal Loan is only present for the customers having net banking accounts in –
- SBI Bank
- Axis Bank
- HDFC Bank
- Yes Bank
- ICICI Bank
The rate of interest charged by the Dhani application ranges from 0.99% to 2.83%; the rate charged from an individual by Dhani depends upon their credit score. The processing fees of loan can be up to 5%. Therefore the person having a better credit score would be enjoying more perks undoubtedly like less interest rate, etc.
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